It was sent to me October 5 2015 and I will answer it too. It still brings up questions
October 6 2015
Dear My first name,
The Swedish Data Protection Authority (Datainspektionen) is the supervisory authority according to the Debt Recovery Act. Datainspektionen receives and handles a large number of complaints from individuals. In some cases the complaints can lead to supervision. We decide independently whether to initiate supervision and how it should be conducted. How long time the supervision takes is individual, a couple of months is common, sometimes more and sometimes less.
The decision after supervision is sometimes published at Datainspektionen’s website as a press release. Also, according to the principle of public access to official records, the public has the possibility to turn to Datainspektionen to access more information, e.g. the decision after supervision or information about whether a company is under investigation or not, provided the information is not classified.
Best regards
Her namr
Legal Adviser
The Swedish Data Protection Authority
///
Hur skydddar i manniskor i Sverije mot olagliga beteenden
av inkasso/kredit foretaget )
How do you protect people in Sweden against illegal behavior collection/credit companies ?
SEPT 28 2015
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Kristina.Svahn-Starrsjo @datainspektionen.se/ GeneralDirector for the Datinspektionen
Jurist name ( It seems like I write to a different one each time)
There are problems with my mail as you seem to overlook
( Companies I send mail to many times do not always get the mail )
what do you do a Collection/Credit Companies that had violated the rules like taking up and both
as in my case if I write-to you the names of Collection/Credit Companies anonymously will you inform if I ask about those Collection/Credit Companies.
How do publicly inform people that a company has done wrong.?
How
long does it take? Let say you get the complaint today about the
Statue of Limitation ? What are you steps and time limit from top
to bottom ?
If I write to you and ask you about a company would you answer-that they have done wrong ?
Would you inform the pubic a company is under investigation?
When
a Collection is going against the status of limitation what laws are
they breaking by harassing and trying to ruin some credit-in Sweden
on that person.
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Who can protect people in Sweden against illegally behavior from Collection/Credit Companies
sept 24 2015
Kristina.Svahn-Starrsjo -General
The Swedish Data Protection Authority
and as her voice
name
Legal Adviser
Collection/Credit Companies who not follow the law
I have a direct question to you
There are many companies in Sweden who do not follow the law of the
Statue of Limitation of 3 years even if the Debts is not owed like mine
You
wrote you can stop it. I would like to complain in Public
because these are companies and they deliberately are doing
wrong. I am suppose to be still under secret address so I am
forced to do it myself just because" I wrote I never would feel
safe.'I am forced to help myself the best I can
[Just
be aware that your complaint can become a public document. This means
that anyone has the right to take part of what you have written to us so
long as the information contained in your complaint is not protected by
confidentiality. Do you want to remain anonymous, the best advice is to
send the complaint by post without disclosing your personal data. ?
See below in Swedish.
http://www.datainspektionen.se/om-oss/arbetssatt/klagomal/
Is
there any Government Agency who can stop them on the behalf
of Tax Payers like me without using our names.? Then we can sue
then in regular court after you showed their illegal behavior
They are out to Blackmail people because they know if they do not
pay they will not be able to rent have a phone electricity etc
That might be reason` many Swedish,people commit suicide in
Sweden
They are embarrassed and afraid and companies
know that since the Kronofogden (Government Agencies works against
many people who do not owe money and sell property like mine in
Stockholm cheaply and still want us to pay 10 years their for their
mistakes It can be one of there many reasons people in Sweden commit Suicide. ()Det kan vara en av de många orsaken svenska, människor begår självmord i Sverige )
Please email me that you received this email. Also answer by email
if you want to make sure I received your mail. You may send by snail
or regular mail too if you must. This was documented by the post
office. that I do not always receive my mail.
My name
//
sept 15 2015
Is the correct Behavior or Practice from an collection Agency in Sweden ?
Dear 2 jurist and Kristina.Svahn-Starrsjo -atainspektionen chef
Jurist, Datainspektionen
I
would like to know if I can sue them for damages, harassment , or
not following the law etc. . The Debt is false and the status of
Limitation is up . I written them a letters years ago
that I
do not owe that debt. Can I be consistently be harassed by the
Bank Collection Agency.Your answer will help me understand the
statue of limitation and be harassed by a Collection company that
is owed by a bank
I had filed a claim in the renters court and the Judge told
me that nothing could be done because I had bought a
house.The Judge said I moved and the problem was solved and could
not sue them for discrimination harassment and everything they done
to me.
I moved in 2005 I had called the Renter Union
earlier about the building they came out.and document everything
that was wrong but they did nothing because the Renters Union
was to weak. They agreed the items I wrote to them was wrong for
the company to do to me.. The
Apartment building discrimination against me and was not doing things legally.
Their letter to me below
We have received Your e/mail date August 22
The debt concerns unpaid rent to Company name for the following month
mars 2004 April 2004 may 2004 June 2004
The
Debt has not be settled by a default judgment in 2005. We have
after that sent You a number of reminders letters without any
relation from YOU.The case was sent to Konofogden in2012. The
Statue of Limitation has therefore not expired.
Since the debt still has not been we will continue sending reminders letter for payment.
Please do not hesitate to contact us.If You have any further questions regarding this case
Best Regards
Marginale bank chairman has asked to send the letter to me below
Name Operativ chef wrot on behalf of Peter
LÖNNQUIST Acting Chair man (VD 9of Marginale bank in charge of Inkasso MarginALE.
MARGINALE BANK
Please email me that you received this email. Also answer by email
if you want to make sure I received your mail. You may send by snail
or regual mail if you must. this was documented by the post
office. that I do not always receive my mail
My name
/////
sept 13 2015
"Can you trust a Swedish Credit Company or Rating ?????
The Data Protection Authority supervises that authorities, companies, organizations and individuals follow:
The Credit Information Act
."Negligence on the part of a credit-rating agency can result in a
liability to pay damages and those responsible may be fined or
imprisoned." It seems like in my case /the Date authority led by Kristina Svahn Starrsjö does not do their job.in201 Many collection Agencies or credit rating Agency in Sweden are not doing their job. As you can see in my case . Charging people who do not have bills or owe money. The Data Protection Agency ** Datainspektion should be abolish.( Datainspektionen gör ej sitt jobb .Du kan inte tro pa skulder eller rating i Sverije. Read what happen or happening to me.///
Sept 12 2015
I received this answer Sept 11 2015 by email and I will try to understand it but before this I had sent another letter to them that you have read earlier.
I am sure that Attorney or Lawyers. would understand everything right away.
i My name ,
The Swedish Data Protection Authority (DPA) is a public authority. Our task is to protect the individual's privacy in the information society. The DPA is a supervisory authority and one of our tasks is to contribute to compliance with the Credit Information Act. The DPA handles complaints and carries out inspections in order to contribute to compliance with the mentioned Act. The DPA receives questions and complaints regarding personal data handled by credit rating agencies and the way debt-collection companies and the Swedish Enforcement Authority handle debts. All complaints do not lead to an inspection carried out by the DPA.
The DPA will currently not take any actions based on the information that you have provided to us. The DPA can only give binding information in decisions in connection to inspections. Furthermore, I cannot give you any recommendations or make any declarations regarding the legal procedure carried out by the Swedish Enforcement Authority or the debt-collection company that you mention in your message. I recommend you to contact them in order to get a clarification about your case.
I can give you general information about the provisions of the Credit Information Act based on the questions in your messages.
The record for payment default is drawn up in a register by a credit rating agency. The register contains notes about persons and companies that have not paid their debts on time. A record for payment default may be the result of, e.g., a default judgment issued by the courts, or debt(s) registered with the Enforcement Authority, a default judgment from the district court, an unsuccessful seizure attempt, the decision on debt restructuring and residual implemented taxes and fees.
You have no right to have a record for payment default removed from the register of a credit rating agency, but if the register contains data about you that is inaccurate or misleading the agency has to correct it. To assess whether the data is inaccurate or misleading, the prevailing circumstances at the time the note was added must be considered. You can find further information on the link below regarding situations in which the DPA considers that data should be corrected (in Swedish):
If you consider that data regarding you is inaccurate or misleading, you should contact the credit rating agency and request correction. The agency is obliged to promptly investigate the issue.
If the inaccurate or misleading data has been taken from the register of the Swedish Enforcement Authority, you should turn to the Swedish Enforcement Authority instead to get the data corrected. If the Swedish Enforcement Authority corrects the data, a notification will be sent automatically to the credit rating agencies. The decisions of the Swedish Enforcement Authority regarding correction issues can be appealed to the administrative court.
A debt-collection company that has caused an inaccurate record for payment default should inform the nationwide credit rating agencies about the inaccuracy according to good practice. If you are unsatisfied with a correction, or if the credit rating agency considers that a correction is not needed, you can turn to the DPA. The DPA then investigates whether your complaint should lead to an inspection of the credit rating agency or not.
Her name
Jurist, Datainspektionen
Tfn Her number
/
This is my answer to the letter send to me below.
Dear her name /Legal Advisor
Sept 11 2015
The various credit companies is not following the accepted practices and you are suppose to stop them
They
should have never have this case in the 1st place. and taking
of any money should stop until this is investigated and settled
1.
The Collection Agencies are not parties to my case. They just
bought it. Is that true and what are the facts nameplates etc.
2.. . They have never showed the original contacting.they have been there with
their hands out taking money to make me suffer
3.How did the Collection Company end up with case I think after 10 years
They
said 1 day before statue of limitation 10 years. How did it
happen and who was involved? It had been undersold
4..My condominium was sold for a very low price.Everyone in the world knows the
High cost of property specially in Täby Community.STOCKHOLM
(Täby kommun)
a very high area in Stockholm.. It was deliberately sold for a
low amount because I am brown not black a foreigner .See the child
NOT ANYONE WOULD HELP
5..I was forced to move with only 2
days notice on a holiday weekend. I was sick and afraid Due to my
ex violent and abusive husband
6.My ex had friends in the government law and politics at the time
7.They
are NOT collecting much in interest race by the National bank.e
central bank of Sweden left its benchmark repo rate unchanged at -0.35
percent on September 2nd, 2015. Interest Rate in Sweden . I tell I am
suffering they just laugh at me. They are collecting to high.
8..Why
are they collecting interest and not mortgage. How is this
done in economy where any lost amount of money can change a life
style.
When was it supposed to end ? A collection is not suppose to be about only interest
9. I was forced to pay a higher down payment than usual in order to buy it
company which gave me the terms.
10.
The collect Company missed the term by the Restate Company ( they
sold the condominium to me ( and I never went to the bank )
.
11. I was paying rent to the condominium and my others bills each month..It should never have happened.
12. there are other points I am not an Attorney and feel the Eu or EC can deal with it better due to
Sweden's true feeling towards Foreigner, and me
13.
I worked in the Swedish Society and did a great job and had
recommendations by by supervisor but I was and am not treated
like a Human Being when asking
for my right as a person paying Taxes in Sweden
myname
//////////////////////////////////
Sept 10 2015
I had good day today I received an answer to my email from Kristina Svahn Starrsjö - Director General the Swedish Data Protection Authority . It seemed she had appointed a competent Legal advisor to answer my mail.
study.com/.../Legal_Advisor_Job_Description_and_Education_Require...
Typically, legal advisors are lawyers specialized in a specific field of the law and are employed to prevent their clients from any legal implications or consequences. Individuals or organizations may seek the expertise of a legal advisor after a legalbattle has already ensued for a recommendation on a plan of action.
//
Dear
Kristina Svahn Starrsjö - Director General the Swedish Data Protection Authority
September 2 2015
case numbers - I am not sure they are correct due to court trials happen be hide close doors without my acknowledge
I
am sending this to you because you are the ceo or General
Director of your Agency and a miscarriage of Justice has been
happening for many years. Only you have the power to do it yourself
or appoint someone who can or sending to someone who can.I have
been complaining for years how and about various people who were
doing wrong. Please take care of the part that involves your
agency.
OBS I will acknowledge on my page below any document I
receive because in the past many have been lost. Also the Post Office
acknowledge
I do not receive all my mail. Send it by email if you want me
to receive it and it by regular if you must too. Also acknowledge by
email when you receive my documents.
WHICH decision you appeal
1.
That the Tax Authority has given Kronofodgen the right to take
over 1000 Swedish Kronor each month from my low pension on a debt
not owed
2.
That my name be immediately taken off the Debt list until this case is settled
3.. A real trial held with me being there.
4.
That Collection company Lindorff Svergie AB. or any other
Collection Agency involved be taken off the case and the real
parties involved be included.
5. All money pay back with high interest and damages.
6.
Why did Kronofogden sold my condominium in Stockholm without being
a hearing and for the lowest amount they could get paid
7.
Explained exactly how after l day before 10 years kronofogden
selling my Condominium take up their claim and start taking money
not owed out salary and now pension for a apartment they sold
8.
I be allowed to live rent free in my condominium apartment sold
illegally. If not find in that building that I approve of until
it is settled
.
9.I am allowed find an internationally attorney or Lawyers outside of Sweden to take my case to the EU or EC
10.. There are other reasons but due to the fact I am not an Lawyer or Attorney cannot think of it
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Why you think the decision should be changed and what change you want
1
The Tax Authority has stopped .Kronofodgen before by making
lower or stopped it.It is not a real Debt.The property was sold
so low .I could have sold it myself for much more.
2.My
name should not be on a List that ruins my life for trial for
a case never heard in the court or I knew about.
.
3.It
is the Swedish Law that I should have had a trial with me
being there. It was drilled into my head by Swedish courses
people in authority and Swedish Taxpayers and people who knew about
Sweden
4.The
Collection Agency Lindoff Sverige AB are not parties involved in
this case.The Restate Company which make the agreement and the Bank
they made an agreement with are the only parties involved. Any
other parties would be wrong
5.The money should repaid to me with high interest due to my
condominium in Stockholm was deliberately sold my for a low
price. They forced me
to lived a life unlike I was used to if they had not sold it.. Things I was not legally being able to rent
buy proper clothing food heath care etc for my self and dog
6.The apartment should never have been sold for high price it was a penthouse on the highest floor with a great view.
I paid my rent and the loan as agreed on by the restate company
7.Explain
in detail how Kronofogden step by step just 1 day before 10 years
they could start taking money from me every month because they
sold it to low. Was it really
10 years ?
In
Stockholm people always want to live there and there is a
market. It was Racist motivated because I was a foreigner a
brown skin and not A black skin foreigner. I am one of the few
I do not know or heard of another case at that time .
8.
It was my home and due the fact I was under secret address and The Tax Director in Sweden Täby lied
to keep me and my information secret. My apartment should be
return and rent free due to the nightmare I have been put
through. I was suppose to get help and I was not asking for
money
9. 9.See the story below not
1 person help a drowning 5 years old. Also woman killed her
children in a situation like mine years ago. It was wrong but
think if someone did this to someone you loved or yourself.
Why would they help me? I have tried and been told by an
American Attorney practicing here that I cannot get justice in Sweden
10.
Since I am not Attorney or Lawyers do not know all my rights. What
they seemed to have drilled in head seems to be wrong about how
right and Justice the Law in Sweden is.. It is changing
strongly but there is a strong Racist Party in the Government anti
foreigners even though we have worked and contribute to
great lives for some people in Sweden as I have done.
The proof you need to bring and what to strength
.1. Check the Kronofogden Tax Records
and
the Tax Authorities record and it would show how they could
lower or higher it whenever they want. They have the power to
do it
and have done it.
.2.
My name has been on and off the Bad Debit more than once in
the last 10 year they have been taking money. Check with the proper
Agency
3. There were never papers signed by me to show it was served as everyone tells me it is stated in the law. The
post office was even aware that I did not always get my mail.
4.
The Collection Agency are not party on the case and never
produced the real Contract which was between me and the Restate
company and I was forced to pay more than higher for the down
payment ( hand penny)
Show how much they paid to take over the case and who they talked with
5.
5.
The real contract be Allowed from the restate office be allowed
. I was forced to pay more than the market price for down-payment
(hand penny ). I could not buy it if I did not. Interest was
higher before. Explain why they were charging me for interest
and not mortgage
.6.I It was sold for to low amount and yet it was Penthouse condominium in Stockholm
7.
the apartment was sold to quickly. Was it sold to a relative
friend? What was the time limited and having about 2 days to
move in a holiday for a woman living in fear was wrong
8.
All the evidence collected and let me move in the apartment
immediately or one close by due to how I have been treated
9.
My case should have been done properly and If I could have
found an attorney in Sweden it would have gone differently. .My
whole life would have been better . I want to prevent what happen
to me to happen to anyone else.
10.This
would never have happen if I knew the rules. I want to make sure
that not anyone has to live the way I have done and make the same
mistakes. I am sure some of things that has happen to me
internationally it is wrong because it goes against human right or
maybe even civil rights.
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